SpendellaKeep spending within your budget.
Set limits for groceries, cafés and other categories. Keep an eye on spending while there is still time to adjust.
Free forever · 7 days of Full as a gift
Expense tracker and budget planner: see where your money goes.
Keep your accounts, spending and savings in one app. Manage your budget, plan purchases and put money towards your goals.
- Free — with no time limit
- 7 days of the Full plan as a gift
- No credit card needed
Web and Android
Rubles, dollars and euros
Spaces and a shared budget
AI chat and auto-categories
01 / See how it works
All your finances in one place.
Check account balances, compare spending by category, track your savings — and ask the AI assistant about your own numbers.
02 / Budgets and goals
Plan your spending. Save for what matters.
See how much you still need to save.
Set a goal for a holiday, a major purchase or an emergency fund. Choose a target amount, add contributions and track your progress.
03 / Separately and together
Several spaces in one account. A shared budget with your family.
Personal, family, business — without mixing.
A space is a separate ledger with its own accounts, categories and budgets. Switch in one tap: no money moves, no reports mix.
Run a shared budget as a couple or a family.
A joint account, limits, a goal and loans — for everyone. Each member has their own account and role: owner, editor or viewer. See who spent what.
Automation and AI
Purchases sorted automatically. Plans backed by numbers.
Rules and AI categorisation take the repetitive work away, and a big decision can be checked with a calculation first. Review the result and choose what to apply.
Stop sorting the same purchases
Set a merchant rule so new uncategorised transactions go where they belong.
“Local market” → GroceriesTry “What if I buy it?”
See how a purchase, savings or extra income could affect your goals.
Calculate first, decide afterwardsCompare debt payoff plans
Enter an extra payment and compare debt order, duration and interest.
Higher rate or smaller debt: which comes first?Base a limit on your history
Start from past spending, review a suggestion and choose a suitable limit.
A budget based on your habitsYour own category rules work without AI. Detection, limit suggestions, What if and payoff planning are on Extended and Full. AI availability and cost are shown before running the relevant tool.
04 / AI instead of manual entry
Your AI assistant for managing a personal budget.
Understand your spending and keep track of budget limits. Ask questions about your finances and add transactions by voice, receipt or bank statement.
Your first 7 days include AI as a gift. After that, AI is available on Extended and Full. ↗AI shows the picture your data makes and explains the numbers. It does not tell you where to invest or what to cut: the decision stays yours.
01
Just say it
“Coffee, 340 rubles, from my card.” AI identifies the amount, account and category.
Coffee, 340 rubles, from my card
02
Snap your receipt
Upload a photo. Spendella extracts the purchase details for you to check and save.
Photo → purchase details
03
Import a statement
Bring your transaction history from a file and start making sense of your spending.
Statement → transaction history
ANDROID · YOUR CHOICE
Purchases from notifications. Only from apps you choose.
Choose your banking apps — Spendella finds purchases in their notifications.
No access to SMS history. Recognised sensitive details are removed before sending.
You choose which apps to read. Turn it off whenever you want.
Set up: a screenshot guide
05 / Pricing
Choose a plan that fits your needs.
Basic gives you unlimited personal tracking. Extended adds automation, planning tools and AI. Full adds shared finances and more AI capabilities.
Free
Two accounts, a budget and everyday expense tracking.
0 ₽/ month
Free, with no time limit
Get started free- 2 accounts, up to 5 categories
- Unlimited transactions
- 1 budget
- Basic local analytics in the AI hub
- Not included: AI features: chat, receipts, voice, import
- Not included: Goals, subscriptions and AI automation
Basic
Track your money with unlimited accounts, transactions, loans, budgets, goals and subscriptions.
199 ₽/ month
1990 ₽ charged once per year
Choose Basic- Unlimited accounts and categories
- Unlimited transactions
- Unlimited budgets, loans, goals and subscriptions
- Recurring payments and transfers
- Forecast, spending rhythm, period comparison, CSV
- Not included: AI features: chat, receipts, voice, import
For tracking with AI
Extended
Save time with automation, goal and loan planning, and AI assistance.
499 ₽/ month
4990 ₽ charged once per year
Choose Extended- Everything in Basic
- 150 AI operations a month
- Auto-categorisation, receipts, voice
- Statement import and the extended AI hub
- Suggested category rules and budget limits
- Find subscriptions and recurring payments in your history
- Goal what-if scenarios and loan repayment planning
- Top-up packs of AI operations
- Not included: A shared family budget: roles and who spent what
Full
Shared budgets, more AI operations and automatic reports.
999 ₽/ month
9990 ₽ charged once per year
Choose Full- Everything in Extended
- 500 AI operations a month
- AI chat and the full AI hub
- Automatic AI reports
- A shared family budget: roles and who spent what
- Top-up packs of AI operations
- Several spaces: personal, family, business
- Priority support
Why move to the next plan
Free → Basic
When two accounts and one budget are no longer enough: unlimited accounts, budgets, goals and subscriptions, recurring payments, forecasts and period comparisons.
Basic → Extended
Spend less time sorting expenses: Spendella finds subscriptions and recurring payments in your history and suggests category rules and budget limits. Explore what-if scenarios for goals and calculate a loan repayment plan. AI also helps with receipts, voice entry, statements and questions about your finances.
Extended → Full
For managing money together: shared budgets, separate workspaces and more AI operations.
Payment under the public offer; personal data — per the privacy policy.
Always within reach
Track your money on desktop and mobile.
Log an expense after a purchase or check your budget on the go. Sign in to your account to pick up where you left off on another device.
Download for AndroidOpen the web app
APK · 12 MB · Android 7+ · 1.0.15
Before you get started
Frequently asked questions.
About the trial, features and data protection.
Knowledge base ↗What are the 7 gift days of Full?
Spendella is free with no time limit — Free is a full plan, not a trial. On top of it, every new account gets 7 days of Full as a gift: AI chat, receipt recognition, voice entry, statement imports and shared budgets. Includes 35 AI operations, up to 10 per day. Turn it on with one tap after signing up and verifying your email. No card needed, available once. When the days end, everything you added stays visible and you continue on the Free plan.
What is included in the free plan?
Two accounts, unlimited transactions, one budget and spending analytics. Use the free plan with no time limit and no credit card.
How does AI work, and what does it cost?
Extended includes 150 AI operations per month; Full includes 500. Voice entry, receipt recognition and imports help prepare your entries. Check the result before saving. Free and Basic do not include AI.
Can I share a budget with my partner or family?
Yes. A shared budget is a separate space with a joint account, limits, a goal and loans. Every member has their own account and role — owner, editor or viewer — and you can see who spent what. Personal finances stay in your personal space. Anyone can join by invitation on any plan; creating shared budgets is part of Full.
Do I need to connect my bank?
No. You can enter transactions manually. Plans with AI also support receipt recognition, voice entry and bank statement imports from a file.
Where can I use Spendella?
In a browser on your computer or phone, and in the Android app — install it from the site; it is coming to RuStore soon. Sign in to the same account to access your data across devices.
How do I cancel a paid subscription?
Turn off automatic renewal in Billing. Paid features remain available until the end of your paid period. See the public offer for payment and refund terms.
How is my data protected?
The connection is protected by HTTPS, passwords are stored as hashes, and account names, descriptions and notes are encrypted in the database. Access to a shared budget is limited by member roles, active sessions are visible in settings and any of them can be ended. AI requests go only through our server: card and account numbers and phone numbers are stripped from the text first, and bank notifications also lose the balance line. The model never receives your password or access to your account — only the text needed for the answer. Processing happens on servers in Russia, and your data is not used to train the model. You can delete your account and all its data yourself. More is in the privacy policy. Privacy policy ↗
SPENDELLA
Free forever. Plus 7 days of the Full plan as a gift.
When the gift days end, nothing is deleted: everything you added stays visible and you keep working on the Free plan. Go paid only if you want to.
Get started free Free with no time limit. Your first 7 days come with Full features as a gift. No credit card needed.