Understand where your money goes

Open Analytics and choose a period. Reports use recorded transactions, so missing purchases mean incomplete expense totals.

• Check whether you are viewing personal finances or the intended shared workspace.
• Look at income and expenses for the selected period.
• If a number surprises you, check the source transactions before changing your budget.

The category breakdown shows how much went to housing, groceries and other purchases. A large share is not automatically a problem: rent often costs more than everything else.

• Start with the two or three largest categories.
• Open Transactions and separate one-off purchases from routine spending.
• Use spending rhythm to see changes across days. One expensive purchase can noticeably shift the average.

A partly recorded month and a month with complete history can give a misleading comparison. Forecasts also depend on your entries and do not guarantee a future balance.

• Read the period label beside a comparison.
• To reduce spending, choose one category and set a budget.
• Return to the report in a week. This makes progress easier to judge than checking percentages after every purchase.