Spendella / Knowledge base
How to choose a tool in the AI hub
You do not have to compose a chat prompt. The AI hub offers ready-made tasks for spending, month comparisons and planning.
This guide covers the free plan — setting it up yourself takes a minute.Get started free →
Updated 8 September 2026
Where to find it
- On the website
- Menu → AI hub → tools.
- On Android
- More → AI hub → tools.
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01
Steps
- Check the space and recorded history first: these are the records the assistant uses.
- For past spending, choose a breakdown, month comparison or weekly summary.
- For future plans, choose a cash-gap forecast, year-end forecast or large-purchase check.
- For account review, use unused subscriptions, possible duplicates and limit suggestions. Financial health provides an overall score with an explanation.
- Check the displayed cost and remaining AI allowance before running. Wait for the result without starting it again.
- Read the period and explanation. Open the related transactions before correcting them. Advice does not mean money has moved or a subscription has been cancelled.
02
If the result is not what you expected
With empty history, add real transactions first. If a tool is locked, check the plan and AI allowance. Forecasts and financial-health scores depend on complete data; a partial month is not directly comparable to a full one.
What you should see
You chose a tool for your task, read its result and know which records to check next.
Try it yourself
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