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Create a goal, add savings or withdraw them

Track savings separately and record movements between a goal and your accounts.

This guide covers the free plan — setting it up yourself takes a minute.Get started free →

Updated 7 September 2026

Where to find it

On the website
Menu → Goals.
On Android
More → Goals.
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Enter what you are saving for and the amount you need. Start with one clear goal. Enter what you are saving for and the amount you need. Start with one clear goal.
On the websiteEnter what you are saving for and the amount you need. Start with one clear goal.Enter what you are saving for and the amount you need. Start with one clear goal.
01

Before you start

A goal shows how much you have saved for a purpose. Adding funds in Spendella is a record. Any real bank transfer is a separate action.

02

What to do

  1. Create a goal with a name and target amount. Choose a deadline if useful.
  2. If money is already saved, check the starting amount carefully. Do not record the same savings again as a contribution.
  3. For a new contribution, choose add funds, enter the amount and select your source account.
  4. When using the savings, choose withdrawal and the account that receives the money in your records.
  5. Before deleting a goal, deal with its balance. A goal holding money cannot simply be deleted.
03

If something goes wrong

  • Account missing from the selector: check that it is your ordinary account rather than another goal.
  • Goal cannot be deleted: withdraw its balance using the provided action first.
  • If the transfer was recorded another way, review history before adding another contribution.

What you should see

Goal progress and account balances reflect recorded contributions and withdrawals.

Cards show saved amounts and progress. Use the separate button to add funds. Cards show saved amounts and progress. Use the separate button to add funds.
On the websiteCards show saved amounts and progress. Use the separate button to add funds.Cards show saved amounts and progress. Use the separate button to add funds.
Try it yourself

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Next steps

How to try a purchase or saving scenarioSchedule regular goal contributionsStart an emergency fund
All guides in this topic: Budgets, goals and payments →

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