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Record a transfer between your accounts

Moved money into savings or withdrew cash? Record a transfer so expenses are not overstated.

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Updated 7 September 2026

Where to find it

On the website
Add transaction → Transfer.
On Android
Plus button → add transaction → Transfer.
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A transfer needs two accounts: where the money leaves and where it arrives. A transfer needs two accounts: where the money leaves and where it arrives.
On the websiteA transfer needs two accounts: where the money leaves and where it arrives.A transfer needs two accounts: where the money leaves and where it arrives.
01

Before you start

A transfer between your own accounts changes where money is held. It is not an ordinary purchase or new income. A cash withdrawal can be recorded as a transfer from your card to a Cash account.

02

What to do

  1. Make sure both accounts have been added.
  2. Open a new transaction and choose Transfer.
  3. Select the source and destination. Check the direction.
  4. Enter the amount and date. For different currencies, carefully check any received-amount or exchange-rate fields shown in the form.
  5. Save and compare both account balances.
03

If something goes wrong

  • Import classified a transfer as an expense: review its type before confirming.
  • A bank fee is a separate expense; include it when reconciling.
  • Do not create a second transfer just because both banks’ statements show a side of the same movement.

What you should see

One balance decreases and the other increases. Moving your own money should not look like an ordinary purchase.

Transfers appear in the list with both accounts shown. They move your existing money. Transfers appear in the list with both accounts shown. They move your existing money.
On the websiteTransfers appear in the list with both accounts shown. They move your existing money.Transfers appear in the list with both accounts shown. They move your existing money.
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Next steps

Add a card, cash or savings accountAdd or correct a transactionFind a purchase missing from the list
All guides in this topic: Accounts and transactions →

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