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Use the AI chat

Ask questions about your finances and follow up in the same conversation.

This guide covers the free plan — setting it up yourself takes a minute.Get started free →

Updated 7 September 2026

Where to find it

On the website
AI chat; also available from AI Hub.
On Android
More → AI Hub → chat.
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Choose a suggested question or type your own in the field at the bottom. Choose a suggested question or type your own in the field at the bottom.
On the websiteChoose a suggested question or type your own in the field at the bottom.Choose a suggested question or type your own in the field at the bottom.
01

Ask about a clear period

Instead of “How am I doing?”, try “What did I spend the most on this month?” or “Which recurring payments do I have?”. This makes the answer easier to check.

  • Open the AI chat.
  • State the period and what you want to find out.
  • If the answer is too general, ask “Break it down by category” or “Which of these repeat?”.
02

Continue the right conversation

Select an earlier chat from history. Start a new one for a different subject so topics do not get mixed up. In a long conversation, restate important conditions.

  • Open history and choose the chat you want to continue.
  • Use the delete button to remove a chat; Android also supports swiping its row.
  • Check the title before confirming: a deleted conversation cannot be continued from history.
03

Check the conclusions

AI helps explain your data but can make mistakes or lack relevant information. Its answer does not replace transaction records or make bank payments.

  • Check important amounts against Transactions and Analytics.
  • If a link opens a section, check the filters selected there.
  • See your plan for available AI operations and usage terms. Do not send passwords, login codes or account details that your question does not need.

What you should see

You can follow up in the same conversation and check the answer against transactions.

Conversations are available in history: beside the chat on a computer, or through the header button on a phone. Conversations are available in history: beside the chat on a computer, or through the header button on a phone.
On the websiteConversations are available in history: beside the chat on a computer, or through the header button on a phone.Conversations are available in history: beside the chat on a computer, or through the header button on a phone.
Try it yourself

Everything above is free.

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Next steps

How to choose a tool in the AI hubHow to enable automatic checks and reportsUnderstand AI operations and unavailable features
All guides in this topic: AI chat and features →

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