Spendella / Knowledge base
Understand destination accounts
Distinguish your own money from a recipient. A destination account should not increase your overall balance.
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Updated 7 September 2026
Where to find it
- On the website
- Accounts → add → Destination account.
- On Android
- More → Accounts → add account → destination option.
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01
Before you start
An ordinary account tracks your balance. A destination account represents a recipient or counterparty without tracking their balance. You do not need this mode for your own card or cash.
02
What to do
- Decide whether you are adding a place holding your money or a recipient.
- For your own card, create an ordinary account with currency and balance.
- For a recipient, enable Destination account and give it a clear name.
- Save and use it only in applicable transaction fields.
- If it is absent from payment source options, check whether it was created as a destination.
03
If something goes wrong
- A destination balance is not money available to you.
- Do not use a destination for your own savings card.
- If the type is wrong, review linked history before deleting or replacing the entry.
What you should see
The recipient is separate from accounts that track your available money.
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